Find Out About the Latest Denver and Foothills Area Homes for Sale Before Anyone Else!
Having been in the business for over 16 years a significant portion of my business is through direct referral. I will often come across properties that fall into the "highly desirable" category.
Usually these are bought and sold without ever going on the MLS.
If you would care to register I will send you a notification as soon as I have listed the property.
I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the local area MLS, and even later on the national listings web sites, if at all.
By signing up to receive my latest listings, I'll send you an email notice instantly -- as soon as my latest homes for sale go online.
Ron
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Disclosure Laws >Read the Fine Print
Many states require the seller of a home to fill out a real estate disclosure statement when transferring the title. The disclosure is designed to reveal any material defects in the home to the new owner. When buying a home, take the time to read the fine print of the disclosure form.
Look for a section that asks the seller to indicate the material defects that exist in the home's major systems. Most forms will specify interior and exterior walls, ceilings, roof, insulation, windows, fences, driveway, sidewalks, floors, doors, foundation, and the electrical and plumbing systems. As the buyer you will want to know of defects in any of these areas.
Sellers are required to note the presence of environmental hazards or zoning violations. They must disclose if there are any encroachments or easements, or walls or fences shared with adjoining landowners. Room additions or repairs made without the necessary permits or not in compliance with building codes must be noted. Sellers must disclose citations or lawsuits against the property. If any such conditions appear on the disclosure form, consult with your real estate agent immediately regarding how to proceed with negotiation.
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| Q |
What does the term ARM stand for?
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| A |
An ARM is an Adjustable Rate Mortgage, a loan where the interest rate is tied to an economic index that fluctuates with the market. |
 See More Real Estate Trivia > |
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